Methods used these days for authentication purpose on internet/websites/apps etc. for login by ordinary people for bank accounts, email accounts, shopping sites etc are bogus and just a illusion to provide a sense of protection. It was not unlikely these days (i.e. after nearly 50 years) people have made connections and have friends, insiders, position of powers, politicians, influencers, etc working on servers, data centres to steal the exchange of numbers between servers and the end users. Having access to the login authentication numbers by insiders, means login technology was not as secure as they would tell people. Rather fraud makers and criminal minds will use these methods as hurdles for less knowledgable and honest user of technology. In the early years of technology when mainframes were used for work and similar activities, it was very hard to find such insiders, or connections working in the industry, only those who got inducted through education channels or professiona...